Dividends paid on Accounts

The Board of Directors declared the last Quarter Dividends to be:

0.50 % APR* / 0.50 % APY** on ALL Share Savings Accounts.

0.50% APR* / 0.50% APY** on Share Christmas Clubs.

0.50% APR* / 0.50% APY** remain on the Share Draft Accounts.

We offer a good dividend rate on all accounts. Dividends are declared and paid from current earnings. Therefore, after an account is opened, the rate may change.

Today, the EFFCU is paying a competitive Dividend Rate on shares and share drafts that is declared each quarter and posted to the accounts the last business day of the quarter.

To earn dividends, you must have a minimum balance of $100 in the regular share savings accounts, and a minimum balance of $5 in sub-accounts, christmas clubs, and share drafts (checking).

NOTE: Fees may reduce earnings.

All shares are insured up to $250,000 by NCUA (the National Credit Union Administration).

Contact our office regarding Dividend Rates!

* Annual Percentage Rate (APR)  ** Annual Percentage Yield (APY).